AARP The Magazine’s 17th Annual Movies for Grownups® last night at the Beverly Wilshire celebrated 2017’s standout films and performances with unique appeal to movie lovers with a grownup state of mind and recognizing the inspiring artists who make them.
Co-produced by the Great Performances series, the awards will be broadcast for the first time on Friday, February 23 at 9 p.m. on PBS, (check local listings), pbs.org/gperf and PBS apps.
Highlights from the evening included a moving tribute to Career Achievement honoree Helen Mirren for her lifelong commitment to films aimed at grownup audiences.
The complete list of the 17th Annual Movies for Grownups® Awards Winners:
Career Achievement: Helen Mirren
Best Picture/Best Movie for Grownups:Star Wars: The Last Jedi
Best Actress: Annette Bening (Film Stars Don’t Die in Liverpool)
Best Actor: Gary Oldman (Darkest Hour)
Best Supporting Actress: Laurie Metcalf (Lady Bird)
Best Supporting Actor: Richard Jenkins (The Shape of Water)
Best Director: Guillermo del Toro (The Shape of Water)
Appearances by Helen Mirren, Gary Oldman, Annette Bening, Saoirse Ronan, Blythe Danner, Mark Hamill, Guillermo del Toro, Aaron Sorkin, Willem Dafoe, Jason Clarke, Alfre Woodard, Ben Mendelsohn, Alan Cumming, Betty Gabriel, Richard Jenkins, Rian Johnson, Laurie Metcalf, Marcus Henderson, Michael Gracey and more.
Many households are considering their financial future this time of year and making planning decisions that will ultimately impact retirement. Follow recent coverage on important resources and mistakes to avoid when planning for retirement.
Many Americans households have virtually no retirement savings and many rely exclusively on Social Security. This shortfall is especially critical for people who are just a few years away from retirement. Over 45 percent of all working-age households — or more than 39 million — have no retirement assets1. Cultural and demographic shifts have contributed to this crisis:
Retirement often used to mean counting on a company pension, but now it often means counting on your own savings. Many people in their 40s and 50s are caught in this transition.
Additionally, a retirement “nest egg” needs to last longer than ever before.
Here are ten retirement planning tips to help you achieve retirement peace of mind from Jean Setzfand, AARP Senior Vice President of Programs:
Start saving today. The earlier you start, the longer you have to save and invest, and the less you need to save each month. AARP and the Ad Council developed a new interactive online resource, AceYourRetirement.org that will provide you with customized action items after you respond to some simple questions.
Save more, if you are getting a late start. Find ways to free up more money to save from AARP’s latest list of 99 great ways to save, and get a handle on credit card debt. Make a payment plan and stick to it, then dedicate those monthly payments to saving once you’re paid up.
Use your 401(k) or similar retirement savings plan at work, and save as much as you can through it. You may get an employer match to boot – try to save at least as much as your employer match. Consider a target date fund for your investments, since they offer a mix of assets that adjust based on your expected retirement date. And, if you don’t have access to workplace 401(k) or retirement plan, open an IRA through a bank or other financial institution. Sock away as much as you can, up to IRS limits and consider target date funds.
Increase your contribution to your 401(k) or IRA, every time you get a raise. And while it may be tempting to spend your tax refund or annual bonus, try treating yourself to something small and use the rest toward your retirement goal.
Take advantage of “catch-up contributions” of an extra $1,000 in IRAs and an extra $6,000 in 401(k)s if you are age 50 or older.
Know your goal. There are many free tools online, including AARP’s retirement calculator, which can help you define a specific retirement savings goal.
Work as long as possible — even part-time gigs in retirement. While many people will not be able to work longer, it’s an important consideration for those who don’t have enough savings or a pension to rely on. Working longer gives you more time to save and invest, and less time to fund in retirement.
Understand that the average annual Social Security benefit is a little less than $17,000 — so saving and investing is very important. If you are able to, consider delaying your benefit, which grows 8% a year between your full retirement age and age 70.
Consider affordability and livability when thinking about where to retire. You might even consider settling down internationally, in a country where couples can live comfortably on as little as $1,500 a month. To find your community’s livability score (“livability index”) and resources to proactively make your community more livable visit, aarp.org/livable.
Consider seeking help from a financial professional. For people who want help from a financial advisor, AARP has just launched a free online tips tool called Interview an Advisor that walks the user through questions to ask an advisor before hiring one. We developed it with the North American Securities Administrators Association. The tool functions like an app and is accessible on smartphones, tablets and computers.
AARP Foundation has filed a lawsuit on behalf of 82-year old nursing facility resident Gloria Single against Pioneer House nursing facility, RHF Foundation, and their corporate affiliates, charging that they illegally dumped her into a hospital. The suit contends that the defendants are willfully violating a State order requiring that they allow her to return home and seeks an injunction so she can return to Pioneer House to be with her 93-year old husband, who still lives there.
Ms. Single is joined as a plaintiff by the public interest organization California Long Term Care Ombudsman Association (CLTCOA). According to the complaint, CLTCOA “has taken the extreme measure of bringing this case because nursing facilities, such as Pioneer House, routinely ignore State Readmission Orders because the State refuses to enforce them itself.”
Pioneer House sent Ms. Single to a hospital, then refused to allow her to return home after the hospital medically cleared her to leave. In response, Ms. Single exercised her right to an administrative hearing before the California Department of Health Care Services (DHCS), where both sides submitted evidence and sworn testimony. After she prevailed at that hearing and DHCS ordered the facility to readmit Ms. Single, Pioneer House and RHF Foundation continued to refuse to readmit her.
Federal and California laws provide strong protections against evictions of nursing home residents. Residents have very specific rights that are intended to prevent inappropriate, unnecessary and untimely transfers and discharges. States must provide a “fair hearing” for nursing facility residents who claim that they have been illegally evicted. Mrs. Single’s suit alleges that because California has failed to enforce the readmission orders resulting from such hearings, facilities like Pioneer House see no downside in disobeying the orders.
“The problem is that no state agency will take responsibility for enforcing these orders,” said Kelly Bagby of AARP Foundation Litigation, who also represents Plaintiffs. “Resident dumping is a growing trend and serious danger to seniors in California. Until the State does something, our only recourse is going to be filing suits like this. Three years ago, the federal government told California that it had to enforce these orders, and it has done nothing. The time has come for the State to protect its elderly citizens and stop this abusive practice.”
In 2016, AARP and AARP Foundation filed a complaint with the U.S. Department of Health and Human Services asking the federal government to compel California to enforce its own readmission orders. As a result of that complaint, the federal government again, directed the State of California to enforce administrative law judges’ decisions for people like Mrs. Single.
But to no avail. The AARP Foundation lawsuit followed.
Oregon’s workforce is feeling anxious about retirement – more than half don’t have a workplace retirement savings option. But the retirement landscape is changing in the state with the launch of OregonSaves.
“OregonSaves is an easier way to save for retirement,” said Joyce DeMonnin, communications and media relations director for AARP Oregon. “It’s specifically for the 1 million Oregonians who don’t have a retirement option at their work.”
Oregon, one of nine states that have approved AARP-backed state-based, private sector retirement savings programs, is the first to actually implement its program. A pilot phase was launched earlier this year, and full-scale implementation is underway.
The OregonSaves program got high marks from a DHM Research poll conducted in Oregon during the summer with nearly 80% approval rating among Oregonians across party lines, according to John Horvick, DHM Vice President and Political Director. About the same percentage would recommend the program to friends and family.
Horvick notes, “Oregonians are facing two big challenges to our financial future: we aren’t saving enough for retirement, and many of us don’t have access to the tools that can help us save. OregonSaves is a first-of-its-kind retirement savings option that aims to fill in these gaps.” The survey found 63% of Oregonians are anxious about retirement.
“With OregonSaves, billions of dollars will be saved, that aren’t being saved today,” said State Treasurer Tobias Read, the chair of the Oregon Retirement Savings Board. “OregonSaves will improve the bottom line for workers, families, businesses and ultimately taxpayers.”
OregonSaves started with two “pilot” programs and is now facilitating the process for employers with 100 or more employees. There is a rolling phase-in for the program through 2020. 75% of employees in the pilot programs are in the OregonSaves program with an average paycheck contribution of more than $70. With just the pilot employers enrolled now, the program has more than $110,000 in savings.
“We think it’s a win-win for Oregon,” DeMonnin said.
The winners of the 2017 AARP Purpose Prize Award are:
Cynthia Barnett, founder and CEO, Amazing Girls Science, Norwalk, Conn.
Retired high school administrator Barnett was disappointed to see girls losing interest in science, technology, engineering and math (STEM), so she created Amazing Girls Science. Through activities like coding camps, robotics workshops, and hackathons, the nonprofit inspires young girls to consider STEM-focused careers.
Reid Cox, co-founder and CFO, iFoster, Truckee, Calif.
Cox and his wife Serita, a former foster child, put their tech company experience to work in order to help families navigate the challenges of foster care. Their online community, iFoster, connects foster children and families with highly needed financial, educational, and social support resources.
James Farrin, executive director, The Petey Greene Program, Princeton, NJ
In 2007, former business consultant Farrin gathered 20 students from his alma mater Princeton University to tutor prison inmates studying for the GED. The Petey Greene Program — named for a former inmate-turned-activist and popular 70s- and 80s-era radio/TV host — has flourished, with students from 30 colleges now tutoring 1,500 individuals in 34 facilities.
Celeste Mergens, founder and CEO, Days for Girls, Mount Vernon, Wash.
Mergens started Days for Girls eight years ago to supply young girls in a Kenyan orphanage with feminine hygiene products so they wouldn’t have to miss school during their periods. This nonprofit has helped 800,000 women and girls worldwide, sidestepping cultural taboos to educate them about their bodies.
Mike Weaver, Founder, Weaver & Concerned Citizens of Aiken/Atlanta Now (WeCCAAN), Atlanta, Ga.
Former college professor Weaver teaches the value of public service by bringing teens and adults together for service-learning trips to communities in need. From cleaning vacant lots to creating community gardens, Weaver and Concerned Citizens of Aiken/Atlanta Now is making a difference in the lives and futures of its participants as well as the recipients of their volunteerism. Weaver is also the recipient of 2017 Andrus Award for Intergenerational Excellence, named after AARP’s founder.
In recognition of their outstanding community-focused work, each winner will receive a $50,000 cash award from AARP at the AARP Purpose Prize Award Gala, to be held in Chicago November 2.
In addition, AARP named 10 individuals AARP Purpose Prize Awards Fellows, they are: Bonnie Addario, Founder and Chair, Bonnie Addario Lung Cancer Foundation, San Carlos, Calif.; Gary Eichhorn, CEO, Music & Youth Initiative Boston, Mass.; Laurie Green, MD, Founder/ President & CEO, The MAVEN ProjectSan Francisco, Calif.; Annie Griffiths, Executive Director, Ripple Effect Images, Reston, Va.; Cindy Kerr, Founder/CEO, Ryan’s Case for Smiles, Wayne, Pa.; Sister Marilyn Lacey, Mercy Beyond Borders, Santa Clara, Calif.; Ashok Malhotra, Founder/President, The Ninash Foundation, Oneonta, N.Y.; Anne Pollack, Executive Director/Founder, Crossing Point Arts, Inc., New York, N.Y.; Lynn Price, Founder, Camp to Belong, Aurora, Colo., and Juanita Suber, President, My Sistah’s Place/Golden Generations, Inc., St. Petersburg, Fla.